diff --git a/src/ai/insight_generator.rs b/src/ai/insight_generator.rs
index f95c6dc..80a7627 100644
--- a/src/ai/insight_generator.rs
+++ b/src/ai/insight_generator.rs
@@ -3635,8 +3635,16 @@ Return ONLY the summary, nothing else."#,
         };
 
         // ── local client (utility calls: rerank, describe_image, etc.) ─
+        // For llamacpp: mirror the chat model selection so rerank /
+        // describe_image hit the same model that's already loaded —
+        // avoids a mid-turn model swap in llama-swap exclusive mode.
         let local: Box<dyn LlmClient> = if local_via_llamacpp {
-            Box::new(self.llamacpp.as_ref().unwrap().as_ref().clone())
+            let mut lc = self.llamacpp.as_ref().unwrap().as_ref().clone();
+            if let Some(ref m) = overrides.model {
+                lc.primary_model = m.clone();
+                lc.set_vision_model(m.clone());
+            }
+            Box::new(lc)
         } else {
             Box::new(self.ollama.clone())
         };