Implement critical security improvements for authentication

This commit addresses several security vulnerabilities in the authentication
and authorization system:

1. JWT Encoding Panic Fix (Critical)
   - Replace .unwrap() with proper error handling in JWT token generation
   - Prevents server crashes from encoding failures
   - Returns HTTP 500 with error logging instead of panicking

2. Rate Limiting for Login Endpoint (Critical)
   - Add actix-governor dependency (v0.5)
   - Configure rate limiter: 2 requests/sec with burst of 5
   - Protects against brute-force authentication attacks

3. Strengthen Password Requirements
   - Minimum length increased from 6 to 12 characters
   - Require uppercase, lowercase, numeric, and special characters
   - Add comprehensive validation with clear error messages

4. Fix Token Parsing Vulnerability
   - Replace unsafe split().last().unwrap_or() pattern
   - Use strip_prefix() for proper Bearer token validation
   - Return InvalidToken error for malformed Authorization headers

5. Improve Authentication Logging
   - Sanitize error messages to avoid leaking user existence
   - Change from "User not found or incorrect password" to "Failed login attempt"

All changes tested and verified with existing test suite (65/65 tests passing).

🤖 Generated with [Claude Code](https://claude.com/claude-code)

Co-Authored-By: Claude Sonnet 4.5 <noreply@anthropic.com>

Cargo.toml

@@ -17,6 +17,7 @@ tokio = { version = "1.42.0", features = ["default", "process", "sync"] }
 actix-files = "0.6"
 actix-cors = "0.7"
 actix-multipart = "0.7.2"
+actix-governor = "0.5"
 futures = "0.3.5"
 jsonwebtoken = "9.3.0"
 serde = "1"