diff --git a/src/ai/llamacpp.rs b/src/ai/llamacpp.rs
index d56b645..6227e2f 100644
--- a/src/ai/llamacpp.rs
+++ b/src/ai/llamacpp.rs
@@ -590,10 +590,7 @@ impl LlmClient for LlamaCppClient {
             let mut byte_stream = byte_stream;
             let mut buf: Vec<u8> = Vec::new();
             let mut accumulated_content = String::new();
-            let mut tool_state: std::collections::BTreeMap<
-                usize,
-                (Option<String>, Option<String>, String),
-            > = std::collections::BTreeMap::new();
+            let mut tool_state = ToolCallAssembly::new();
             let mut role = "assistant".to_string();
             let mut prompt_tokens: Option<i32> = None;
             let mut completion_tokens: Option<i32> = None;
@@ -670,32 +667,7 @@ impl LlmClient for LlamaCppClient {
                             yield Ok(LlmStreamEvent::TextDelta(content.to_string()));
                         }
                         if let Some(tcs) = delta.get("tool_calls").and_then(|v| v.as_array()) {
-                            for tc_delta in tcs {
-                                let idx = tc_delta
-                                    .get("index")
-                                    .and_then(|n| n.as_u64())
-                                    .unwrap_or(0) as usize;
-                                let entry = tool_state
-                                    .entry(idx)
-                                    .or_insert((None, None, String::new()));
-                                if let Some(id) =
-                                    tc_delta.get("id").and_then(|v| v.as_str())
-                                {
-                                    entry.0 = Some(id.to_string());
-                                }
-                                if let Some(func) = tc_delta.get("function") {
-                                    if let Some(name) =
-                                        func.get("name").and_then(|v| v.as_str())
-                                    {
-                                        entry.1 = Some(name.to_string());
-                                    }
-                                    if let Some(args) =
-                                        func.get("arguments").and_then(|v| v.as_str())
-                                    {
-                                        entry.2.push_str(args);
-                                    }
-                                }
-                            }
+                            apply_tool_call_deltas(&mut tool_state, tcs);
                         }
                     }
                     if done_seen {
@@ -707,28 +679,7 @@ impl LlmClient for LlamaCppClient {
                 }
             }
 
-            let tool_calls: Option<Vec<ToolCall>> = if tool_state.is_empty() {
-                None
-            } else {
-                let mut v = Vec::with_capacity(tool_state.len());
-                for (_idx, (id, name, args)) in tool_state {
-                    let arguments: Value = if args.trim().is_empty() {
-                        Value::Object(Default::default())
-                    } else {
-                        serde_json::from_str(&args).unwrap_or_else(|_| {
-                            Value::Object(Default::default())
-                        })
-                    };
-                    v.push(ToolCall {
-                        id,
-                        function: ToolCallFunction {
-                            name: name.unwrap_or_default(),
-                            arguments,
-                        },
-                    });
-                }
-                Some(v)
-            };
+            let tool_calls = finalize_tool_calls(tool_state);
 
             if let Some(ref frame) = last_frame {
                 log_timings(frame, prompt_tokens, completion_tokens);
@@ -937,6 +888,58 @@ fn extract_error_detail(parsed: &Value) -> String {
     raw.chars().take(300).collect()
 }
 
+/// Per-index assembly state for streamed OpenAI-style tool-call deltas:
+/// `index → (id, name, concatenated argument fragments)`. BTreeMap so the
+/// finalized calls come out in index order.
+type ToolCallAssembly = std::collections::BTreeMap<usize, (Option<String>, Option<String>, String)>;
+
+/// Fold one SSE frame's `delta.tool_calls` array into the assembly state.
+/// Deltas carrying the same `index` merge into one call (llama.cpp streams a
+/// call's argument JSON in fragments — they concatenate); distinct indexes
+/// accumulate as separate calls.
+fn apply_tool_call_deltas(state: &mut ToolCallAssembly, tcs: &[Value]) {
+    for tc_delta in tcs {
+        let idx = tc_delta.get("index").and_then(|n| n.as_u64()).unwrap_or(0) as usize;
+        let entry = state.entry(idx).or_insert((None, None, String::new()));
+        if let Some(id) = tc_delta.get("id").and_then(|v| v.as_str()) {
+            entry.0 = Some(id.to_string());
+        }
+        if let Some(func) = tc_delta.get("function") {
+            if let Some(name) = func.get("name").and_then(|v| v.as_str()) {
+                entry.1 = Some(name.to_string());
+            }
+            if let Some(args) = func.get("arguments").and_then(|v| v.as_str()) {
+                entry.2.push_str(args);
+            }
+        }
+    }
+}
+
+/// Convert assembled tool-call state into canonical `ToolCall`s, parsing each
+/// call's concatenated argument JSON (empty / malformed → `{}`). `None` when
+/// no tool-call deltas arrived.
+fn finalize_tool_calls(state: ToolCallAssembly) -> Option<Vec<ToolCall>> {
+    if state.is_empty() {
+        return None;
+    }
+    let mut v = Vec::with_capacity(state.len());
+    for (_idx, (id, name, args)) in state {
+        let arguments: Value = if args.trim().is_empty() {
+            Value::Object(Default::default())
+        } else {
+            serde_json::from_str(&args).unwrap_or_else(|_| Value::Object(Default::default()))
+        };
+        v.push(ToolCall {
+            id,
+            function: ToolCallFunction {
+                name: name.unwrap_or_default(),
+                arguments,
+            },
+        });
+    }
+    Some(v)
+}
+
 fn find_double_newline(buf: &[u8]) -> Option<usize> {
     for i in 0..buf.len().saturating_sub(1) {
         if buf[i] == b'\n' && buf[i + 1] == b'\n' {
@@ -1302,4 +1305,68 @@ mod tests {
         let c = LlamaCppClient::new(None, None);
         assert_eq!(c.tts_model, "chatterbox");
     }
+
+    #[test]
+    fn stream_assembly_keeps_two_tool_calls_from_separate_chunks() {
+        // llama.cpp emits one delta per SSE frame; two calls with distinct
+        // `index` values arriving in separate frames must BOTH survive.
+        let mut state = ToolCallAssembly::new();
+        apply_tool_call_deltas(
+            &mut state,
+            &[json!({
+                "index": 0,
+                "id": "call_a",
+                "function": { "name": "get_sms_messages", "arguments": "{\"date\":\"2019-01-01\"}" }
+            })],
+        );
+        apply_tool_call_deltas(
+            &mut state,
+            &[json!({
+                "index": 1,
+                "id": "call_b",
+                "function": { "name": "reverse_geocode", "arguments": "{\"latitude\":1.0,\"longitude\":2.0}" }
+            })],
+        );
+
+        let calls = finalize_tool_calls(state).expect("two calls assembled");
+        assert_eq!(calls.len(), 2);
+        assert_eq!(calls[0].id.as_deref(), Some("call_a"));
+        assert_eq!(calls[0].function.name, "get_sms_messages");
+        assert_eq!(calls[0].function.arguments["date"], "2019-01-01");
+        assert_eq!(calls[1].id.as_deref(), Some("call_b"));
+        assert_eq!(calls[1].function.name, "reverse_geocode");
+        assert_eq!(calls[1].function.arguments["latitude"], 1.0);
+    }
+
+    #[test]
+    fn stream_assembly_concatenates_argument_fragments_for_same_index() {
+        // A single call's argument JSON streamed across frames concatenates
+        // into one parseable document.
+        let mut state = ToolCallAssembly::new();
+        apply_tool_call_deltas(
+            &mut state,
+            &[json!({
+                "index": 0,
+                "id": "call_x",
+                "function": { "name": "search_messages", "arguments": "{\"query\":" }
+            })],
+        );
+        apply_tool_call_deltas(
+            &mut state,
+            &[json!({
+                "index": 0,
+                "function": { "arguments": "\"dinner\"}" }
+            })],
+        );
+
+        let calls = finalize_tool_calls(state).expect("one call assembled");
+        assert_eq!(calls.len(), 1);
+        assert_eq!(calls[0].function.name, "search_messages");
+        assert_eq!(calls[0].function.arguments["query"], "dinner");
+    }
+
+    #[test]
+    fn stream_assembly_empty_state_finalizes_to_none() {
+        assert!(finalize_tool_calls(ToolCallAssembly::new()).is_none());
+    }
 }
diff --git a/src/ai/llm_client.rs b/src/ai/llm_client.rs
index 8d68978..a50a6d8 100644
--- a/src/ai/llm_client.rs
+++ b/src/ai/llm_client.rs
@@ -170,3 +170,55 @@ pub struct ModelCapabilities {
     pub has_vision: bool,
     pub has_tool_calling: bool,
 }
+
+/// Strip a leading `<think>…</think>` reasoning block from model output.
+///
+/// Thinking models sometimes emit chain-of-thought inside think tags before
+/// the real answer. Everything after the first `</think>` is the answer;
+/// when no tag is present — or the text after it is empty — the trimmed
+/// input is returned unchanged. Mirrors the behavior Ollama's
+/// `extract_final_answer` has applied to single-shot generation; shared here
+/// so the tool-calling final-content paths (agentic generation + chat) can
+/// apply the identical cleanup before parsing / persisting.
+pub fn strip_think_blocks(response: &str) -> String {
+    let response = response.trim();
+
+    if let Some(pos) = response.find("</think>") {
+        let answer = response[pos + "</think>".len()..].trim();
+        if !answer.is_empty() {
+            return answer.to_string();
+        }
+    }
+
+    response.to_string()
+}
+
+#[cfg(test)]
+mod tests {
+    use super::*;
+
+    #[test]
+    fn strip_think_blocks_removes_leading_think_block() {
+        let raw = "<think>\nLet me reason about this.\n</think>\n\nTitle: A Day Out\n\nThe body.";
+        assert_eq!(strip_think_blocks(raw), "Title: A Day Out\n\nThe body.");
+    }
+
+    #[test]
+    fn strip_think_blocks_passes_through_plain_content() {
+        assert_eq!(strip_think_blocks("  just an answer  "), "just an answer");
+    }
+
+    #[test]
+    fn strip_think_blocks_keeps_content_when_answer_after_tag_is_empty() {
+        // A think block with nothing after it: better to return the trimmed
+        // original than an empty string (matches Ollama's fallback).
+        let raw = "<think>only thoughts</think>";
+        assert_eq!(strip_think_blocks(raw), raw);
+    }
+
+    #[test]
+    fn strip_think_blocks_handles_unclosed_tag() {
+        let raw = "<think>thinking forever";
+        assert_eq!(strip_think_blocks(raw), raw);
+    }
+}
diff --git a/src/ai/ollama.rs b/src/ai/ollama.rs
index 680668f..75c8a02 100644
--- a/src/ai/ollama.rs
+++ b/src/ai/ollama.rs
@@ -360,18 +360,7 @@ impl OllamaClient {
     /// Extract final answer from thinking model output
     /// Handles <think>...</think> tags and takes everything after
     fn extract_final_answer(&self, response: &str) -> String {
-        let response = response.trim();
-
-        // Look for </think> tag and take everything after it
-        if let Some(pos) = response.find("</think>") {
-            let answer = response[pos + 8..].trim();
-            if !answer.is_empty() {
-                return answer.to_string();
-            }
-        }
-
-        // Fallback: return the whole response trimmed
-        response.to_string()
+        crate::ai::llm_client::strip_think_blocks(response)
     }
 
     async fn try_generate(
@@ -846,11 +835,14 @@ Analyze the image and use specific details from both the visual content and the
                             if !chunk.message.role.is_empty() {
                                 role = chunk.message.role;
                             }
-                            // Ollama only attaches tool_calls on the final chunk.
+                            // Ollama ≥0.8 can stream tool_calls incrementally
+                            // across chunks (older servers attach them all to
+                            // one chunk) — append rather than overwrite so
+                            // calls from earlier chunks survive.
                             if let Some(tcs) = chunk.message.tool_calls
                                 && !tcs.is_empty()
                             {
-                                tool_calls = Some(tcs);
+                                append_streamed_tool_calls(&mut tool_calls, tcs);
                             }
                             if chunk.done {
                                 prompt_eval_count = chunk.prompt_eval_count;
@@ -1329,8 +1321,20 @@ struct OllamaEmbedResponse {
     embeddings: Vec<Vec<f32>>,
 }
 
+/// Accumulate tool calls streamed across NDJSON chunks. Ollama ≥0.8 may
+/// emit each tool call on its own chunk; replacing the accumulator on every
+/// chunk would keep only the last call, so extend instead.
+fn append_streamed_tool_calls(
+    acc: &mut Option<Vec<crate::ai::llm_client::ToolCall>>,
+    new: Vec<crate::ai::llm_client::ToolCall>,
+) {
+    acc.get_or_insert_with(Vec::new).extend(new);
+}
+
 #[cfg(test)]
 mod tests {
+    use super::append_streamed_tool_calls;
+    use crate::ai::llm_client::{ToolCall, ToolCallFunction};
 
     #[test]
     fn generate_photo_description_prompt_is_concise() {
@@ -1341,4 +1345,38 @@ mod tests {
                       Focus on the people, location, and activity.";
         assert!(prompt.len() < 200, "Prompt should be concise");
     }
+
+    fn call(name: &str) -> ToolCall {
+        ToolCall {
+            id: None,
+            function: ToolCallFunction {
+                name: name.to_string(),
+                arguments: serde_json::json!({}),
+            },
+        }
+    }
+
+    #[test]
+    fn streamed_tool_calls_across_chunks_accumulate() {
+        // Two tool calls arriving in two separate stream chunks must BOTH
+        // survive assembly — the old `tool_calls = Some(tcs)` kept only the
+        // last chunk's calls.
+        let mut acc: Option<Vec<ToolCall>> = None;
+        append_streamed_tool_calls(&mut acc, vec![call("get_sms_messages")]);
+        append_streamed_tool_calls(&mut acc, vec![call("reverse_geocode")]);
+
+        let calls = acc.expect("tool calls accumulated");
+        assert_eq!(calls.len(), 2);
+        assert_eq!(calls[0].function.name, "get_sms_messages");
+        assert_eq!(calls[1].function.name, "reverse_geocode");
+    }
+
+    #[test]
+    fn streamed_tool_calls_single_chunk_batch_kept_intact() {
+        // Older Ollama servers attach all calls to one chunk — unchanged.
+        let mut acc: Option<Vec<ToolCall>> = None;
+        append_streamed_tool_calls(&mut acc, vec![call("a"), call("b")]);
+        let calls = acc.expect("tool calls accumulated");
+        assert_eq!(calls.len(), 2);
+    }
 }