Set busy_timeout before the WAL switch and retry the pragma batch on
'database is locked' within the same 5 s budget: while a file is still in
rollback mode, a shared-lock holder upgrading for the journal_mode change
gets SQLITE_BUSY without the busy handler running, so busy_timeout alone
doesn't cover parallel opens of a fresh file. Adds a 16-thread stress test
and drops the per-module DB_INIT workaround in ai::handlers tests.
Closes#157
Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>